The City of Atlanta implemented a mandatory 401(a) Defined Contribution Plan for full-time permanent general employees (not including sworn police officers and firefighters) hired on or after July 1, 2001.

Effective November 2005, this plan was amended to exclude full-time permanent general employees hired after that date that are classified “overtime eligible” or are in pay grade 18 or below. These employees will participate in the City of Atlanta General Employees Defined Benefit Pension Plan.

Effective September 1, 2011, all new hires at a pay grade less than 19, as well as sworn Police and Fire Department employees, are required to participate in the Combination Plan (with both a defined benefit and a defined contribution).

How to Enroll

Employees eligible to participate in the 401(a) Defined Contribution Plan must complete an enrollment form and make their investment fund selections during their onboarding process. For enrollment assistance, including investment education, please call Prudential Financial Services at 877-778-2100.

Managing Your Account

For current 401(a) Defined Contribution Plan participants seeking transaction assistance and account inquiries, please contact Prudential Financial Services at 877-778-2100.

Once your account is established, access your account online at

Upon termination, 401(a) Defined Contribution Plan participants must contact Prudential Financial Services at 877-778-2100 to begin the process of Pension Fund withdrawal.

Review Your Account with a Prudential Retirement Counselor

Open Enrollment is a great time to review your retirement accounts with one of Prudential’s Retirement Counselors, Janet or Paul. They  can help you keep your retirement plan on track. It’s easy to schedule a meeting through the links below. Prudential is here year-round to keep your retirement plan rock solid.

Paul Cimino
Dedicated Retirement Counselor – City of Atlanta
Prudential Retirement
Click here to schedule an appointment

Janet Bentley-Ewers, MBA
Dedicated Retirement Counselor, City of Atlanta
Prudential Retirement
Click here to schedule an appointment