{"id":1322,"date":"2024-10-16T12:59:45","date_gmt":"2024-10-16T16:59:45","guid":{"rendered":"https:\/\/benefits.atlantaga.gov\/2025\/?page_id=1322"},"modified":"2024-10-17T11:54:20","modified_gmt":"2024-10-17T15:54:20","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/life-insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"\n<div class=\"wp-block-wps-content-blocks-page-banner page-banner\"><div class=\"bg-image\"><img decoding=\"async\" width=\"2560\" height=\"1708\" loading=\"lazy\" class=\"bg-image inline-image wp-image-1388\" src=\"https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-scaled.jpeg\" alt=\"Atlanta, Georgia, USA downtown cityscape-retirees\" style=\"object-fit:cover;object-position:44% 30%\" srcset=\"https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-scaled.jpeg 2560w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-600x400.jpeg 600w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-1800x1201.jpeg 1800w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-768x513.jpeg 768w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-1536x1025.jpeg 1536w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2024\/10\/AdobeStock_157600390_Retiree-2048x1367.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/div>\n<div class=\"wp-block-wps-content-blocks-page-banner-content page-banner__content\">\n<h1 class=\"wp-block-heading\">Life Insurance<\/h1>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-lead\">As a City of Atlanta retiree receiving a pension benefit, you are eligible for life insurance coverage.<\/p>\n\n\n\n<p>Life insurance benefits are offered through Anthem Life. You and the City of Atlanta share the cost of your coverage. Please refer to the life insurance policy for detailed explanation of policy provisions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/document\/retiree-benefit-rates-2024\/\" data-type=\"document\" data-id=\"983\">Retiree benefits rate sheet 2024<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_226\"><span class=\"accordion-title\" id=\"accordion-title_887\">Eligibility<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_226\" aria-labelledby=\"accordion-title_887\" role=\"region\">\n<p>To be eligible for life insurance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you are the retiree, you must have had life insurance coverage as an active employee at the time of retirement.<\/li>\n\n\n\n<li>You must be a widow(er) or Domestic Partner of a retiree who was covered by the insurance at the time of his\/her death.<\/li>\n\n\n\n<li>For Dependent Life Insurance, the retiree\u2019s spouse\/Domestic Partner or children must not be full-time members of the armed forces of any country.<\/li>\n\n\n\n<li>A widow(er) cannot cover dependents.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_561\"><span class=\"accordion-title\" id=\"accordion-title_773\">Retiree\/Widow(er) Coverage<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_561\" aria-labelledby=\"accordion-title_773\" role=\"region\">\n<ul class=\"wp-block-list\">\n<li>$10,000 life insurance benefit for retirees<\/li>\n\n\n\n<li>$5,000 life insurance benefit for widowers<\/li>\n\n\n\n<li>Some grandfathered employees may have different coverage amounts.<\/li>\n\n\n\n<li>A retiree or widow(er) who terminates his\/her coverage is not eligible to return to the City plan in the future.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_225\"><span class=\"accordion-title\" id=\"accordion-title_287\">Spouse and Dependent Coverage<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_225\" aria-labelledby=\"accordion-title_287\" role=\"region\">\n<ul class=\"wp-block-list\">\n<li>Dependent Life Insurance also is available and provides the following coverage:\n<ul class=\"wp-block-list\">\n<li>Spouse\/Domestic Partner: $5,000<\/li>\n\n\n\n<li>Child between birth and six months: $600<\/li>\n\n\n\n<li>Child between six months and 26 years: $5,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Note that both Spouse\/Domestic Partner and child coverage cannot exceed 100% of the retiree\u2019s amount of Basic Life insurance.<\/li>\n\n\n\n<li>A Surviving Spouse\/Domestic Partner who is insured at the time a retiree passes away will be eligible to continue his\/her $5,000 Life Insurance coverage. A retiree must have paid an additional 1% into the pension to qualify the Spouse\/Domestic Partner for Survivor benefits.<\/li>\n\n\n\n<li>All late applications will require medical underwriting approval by Anthem BCBS.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_680\"><span class=\"accordion-title\" id=\"accordion-title_487\">Beneficiary Designation Change<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_680\" aria-labelledby=\"accordion-title_487\" role=\"region\">\n<p>You may change your life insurance beneficiary at any time during the year by completing a Beneficiary Change form and submitting it to the DHR \u2013 Employee Benefits at&nbsp;<strong>404-330-6036<\/strong>.<\/p>\n\n\n\n<p>A RETIREE OR WIDOW(ER) WHO TERMINATES HIS\/HER COVERAGE IS NOT ELIGIBLE TO RE-ENROLL IN THE CITY PLAN IN THE FUTURE.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-group sidebar-navigation has-tertiary-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:2rem;padding-bottom:var(--wp--preset--spacing--50);padding-left:2rem\">\n<h3 class=\"wp-block-heading is-style-h4 has-quaternary-color has-text-color has-link-color wp-elements-1de95b35213deacf49619cbd607cf1ed\" style=\"margin-top:0;margin-bottom:0\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/\" data-type=\"page\" data-id=\"92\">Retirees<\/a><\/h3>\n\n\n            <nav translate=\"no\" class=\"sidebar-navigation\" aria-label=\"Sidebar\">\n            <ul class=\"menu\">\n                <li class=\"page_item page-item-1313\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/medicare-eligibility\/\">Medicare Eligibility<\/a><\/li>\n<li class=\"page_item page-item-1316\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/retiree-medical-plan-options\/\">Retiree Medical Plan Options<\/a><\/li>\n<li class=\"page_item page-item-1318\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/dental-plan-options\/\">Dental Plan Options<\/a><\/li>\n<li class=\"page_item page-item-1320\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/vision-plan\/\">Vision Plan<\/a><\/li>\n<li class=\"page_item page-item-1322\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/life-insurance\/\">Life Insurance<\/a><\/li>\n<li class=\"page_item page-item-1324\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/retirees\/wellness-programs\/\">Wellness Programs<\/a><\/li>\n            <\/ul>\n        <\/nav>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>As a City of Atlanta retiree receiving a pension benefit, you are eligible for life insurance coverage. Life insurance benefits are offered through Anthem Life. You and the City of Atlanta share the cost of your coverage. Please refer to the life insurance policy for detailed explanation of policy provisions. Retirees<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":1271,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1322","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1322","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/comments?post=1322"}],"version-history":[{"count":6,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1322\/revisions"}],"predecessor-version":[{"id":1395,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1322\/revisions\/1395"}],"up":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1271"}],"wp:attachment":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/media?parent=1322"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}