{"id":1243,"date":"2024-10-15T18:50:20","date_gmt":"2024-10-15T22:50:20","guid":{"rendered":"https:\/\/benefits.atlantaga.gov\/2025\/?page_id=1243"},"modified":"2024-10-16T14:21:55","modified_gmt":"2024-10-16T18:21:55","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/life-insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"\n<div class=\"wp-block-wps-content-blocks-page-banner page-banner\"><div class=\"bg-image\"><img decoding=\"async\" width=\"2000\" height=\"1500\" loading=\"lazy\" class=\"bg-image inline-image wp-image-664\" src=\"https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives.jpg\" alt=\"\" style=\"object-fit:cover;object-position:50% 25%\" srcset=\"https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives.jpg 2000w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives-600x450.jpg 600w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives-1800x1350.jpg 1800w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives-768x576.jpg 768w, https:\/\/benefits.atlantaga.gov\/2025\/wp-content\/uploads\/2023\/10\/actives-1536x1152.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/div>\n<div class=\"wp-block-wps-content-blocks-page-banner-content page-banner__content\">\n<h1 class=\"wp-block-heading\">Life Insurance<\/h1>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-lead\">The City of Atlanta provides you with a basic amount of Group Life insurance and Accidental Death and Dismemberment (AD&amp;D) Insurance to help protect your loved ones in the event of your death.<\/p>\n\n\n\n<p>There is an additional \u201cIn the Line of Duty\u201d Benefit for First Responders.<\/p>\n\n\n\n<p>The City of Atlanta also provides you with the opportunity to apply for additional life insurance from Anthem BCBS. To add dependent coverage or increase your coverage amount, you must complete an Evidence of Insurability form, available from the DHR \u2013 Employee Benefits department at&nbsp;<strong>404-330-6036<\/strong>. These changes are subject to the approval of Anthem BCBS underwriters.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you <strong>are not<\/strong> actively at work on January 1, 2025, you cannot enroll in Basic Life or Supplemental Life.<\/li>\n\n\n\n<li>If you are currently enrolled in Supplemental Life, you <strong>cannot i<\/strong>ncrease your coverage if you are not actively at work on January 1, 2025.<\/li>\n\n\n\n<li>If you would like to enroll in Basic Life or increase your Supplemental Life by more than $20,000, you <strong>must <\/strong>complete an Evidence of Insurability (EOI) Form and submit for review and approval.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_343\"><span class=\"accordion-title\" id=\"accordion-title_596\">Eligibility<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_343\" aria-labelledby=\"accordion-title_596\" role=\"region\">\n<p>To be eligible for life insurance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be an active full-time or part-time permanent employee of the City of Atlanta.<\/li>\n\n\n\n<li>For Dependent Life insurance, your spouse\/Domestic Partner or children must not be full-time members of the armed forces of any country.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_569\"><span class=\"accordion-title\" id=\"accordion-title_450\">Employee Coverage Amount<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_569\" aria-labelledby=\"accordion-title_450\" role=\"region\">\n<ul class=\"wp-block-list\">\n<li>The City provides each active employee with $40,000 in life and AD&amp;D coverage.<\/li>\n\n\n\n<li>Active employees also can purchase Basic Life and AD&amp;D insurance in the amount of 1 x base salary (no City contribution).<\/li>\n\n\n\n<li>The Supplemental Life plan allows you to select increments of $10,000 up to $200,000 (no City contribution). Additional supplemental coverage cannot exceed three times an employee\u2019s annual salary.<\/li>\n\n\n\n<li>AD&amp;D also is provided in an amount that is equal to the Basic Life Insurance coverage.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_897\"><span class=\"accordion-title\" id=\"accordion-title_925\">Spouse and Dependent Coverage Amount<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_897\" aria-labelledby=\"accordion-title_925\" role=\"region\">\n<p>Spouse\/Domestic Partner and child coverage cannot exceed 100% of the employee\u2019s amount of Basic Life insurance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spouse\/Domestic Partner: $5,000<\/li>\n\n\n\n<li>Child between birth and six months: $600<\/li>\n\n\n\n<li>Child between six months and 26 years: $5,000<\/li>\n\n\n\n<li>A Surviving Spouse\/Domestic Partner who is insured at the time an employee passes away will be eligible to continue his\/her $5,000 Life Insurance coverage.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_502\"><span class=\"accordion-title\" id=\"accordion-title_863\">Portability<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_502\" aria-labelledby=\"accordion-title_863\" role=\"region\">\n<p>If you leave employment with the City of Atlanta, you may be eligible to continue your group life insurance from Anthem Life through the portability provision. Please see your employee benefits representative for additional information.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_453\"><span class=\"accordion-title\" id=\"accordion-title_612\">Conversion<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_453\" aria-labelledby=\"accordion-title_612\" role=\"region\">\n<p>If your insurance ends because your employment terminates, you may be eligible to convert the terminated coverage to an individual life insurance policy without providing evidence of insurability. Please see your employee benefits representative for additional information.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"accordion-block\"><button class=\"wp-block-wps-content-blocks-accordion accordion-button\" title=\"Toggle Accordion\" aria-expanded=\"false\" aria-controls=\"accordion-content_531\"><span class=\"accordion-title\" id=\"accordion-title_802\">If You Become Terminally Ill<\/span><span class=\"accordion-icon\"><\/span><\/button><div class=\"accordion-content\" id=\"accordion-content_531\" aria-labelledby=\"accordion-title_802\" role=\"region\">\n<p>Under the Accelerated Benefit provisions, you may be eligible to receive up to 100% of your Basic Life insurance and Supplemental Life insurance (up to a maximum of $1,000,000) if you become terminally ill, have a life expectancy of less than 12 months, and meet other eligibility requirements. This benefit allows you to use the proceeds as you desire\u2014whether to cover medical expenses or to maintain your quality of life. The amount paid under the Accelerated Benefit provision would reduce the amount of Basic Life insurance and Supplemental Life insurance payable upon your death.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-group sidebar-navigation has-tertiary-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:2rem;padding-bottom:var(--wp--preset--spacing--50);padding-left:2rem\">\n<h3 class=\"wp-block-heading is-style-h4 has-quaternary-color has-text-color has-link-color wp-elements-d68f4955811183ad302b6c06d7c32de2\" style=\"margin-top:0;margin-bottom:0\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/\" data-type=\"page\" data-id=\"90\">Active Employees<\/a><\/h3>\n\n\n            <nav translate=\"no\" class=\"sidebar-navigation\" aria-label=\"Sidebar\">\n            <ul class=\"menu\">\n                <li class=\"page_item page-item-145\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/medical-plan-options\/\">Medical Plan Options<\/a><\/li>\n<li class=\"page_item page-item-223\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/health-savings-account\/\">Health Savings Account<\/a><\/li>\n<li class=\"page_item page-item-1228\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/flexible-spending-accounts\/\">Flexible Spending Accounts<\/a><\/li>\n<li class=\"page_item page-item-1232\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/dental-plan-options\/\">Dental Plan Options<\/a><\/li>\n<li class=\"page_item page-item-1235\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/vision-plan\/\">Vision Plan<\/a><\/li>\n<li class=\"page_item page-item-1239\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/wellness-programs\/\">Wellness Programs<\/a><\/li>\n<li class=\"page_item page-item-1243\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/life-insurance\/\">Life Insurance<\/a><\/li>\n<li class=\"page_item page-item-1246\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/short-term-disability\/\">Short-Term Disability<\/a><\/li>\n<li class=\"page_item page-item-1250\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/supplemental-benefits\/\">Supplemental Benefits<\/a><\/li>\n<li class=\"page_item page-item-1253\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/deferred-compensation-plan\/\">Deferred Compensation Plan<\/a><\/li>\n<li class=\"page_item page-item-1257\"><a href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/401a-defined-contribution-plan\/\">401(a) Defined Contribution Plan<\/a><\/li>\n            <\/ul>\n        <\/nav>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The City of Atlanta provides you with a basic amount of Group Life insurance and Accidental Death and Dismemberment (AD&amp;D) Insurance to help protect your loved ones in the event of your death. There is an additional \u201cIn the Line of Duty\u201d Benefit for First Responders. The City of Atlanta also provides you with the opportunity to apply for additional life insurance from Anthem BCBS. To add dependent coverage or increase your coverage amount, you must complete an Evidence of Insurability form, available from the DHR \u2013 Employee Benefits department at&nbsp;404-330-6036. These changes are subject to the approval of Anthem BCBS<\/p>\n<p><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/benefits.atlantaga.gov\/2025\/active-employees\/life-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"parent":1268,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1243","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1243","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/comments?post=1243"}],"version-history":[{"count":2,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1243\/revisions"}],"predecessor-version":[{"id":1335,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1243\/revisions\/1335"}],"up":[{"embeddable":true,"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/pages\/1268"}],"wp:attachment":[{"href":"https:\/\/benefits.atlantaga.gov\/2025\/wp-json\/wp\/v2\/media?parent=1243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}